- “Opportunities multiply as they are seized, they die when neglected.”
I have a full-time job. I work at a retail store to pay the bills and put food on the table. As of April I will have been with the company for 12 years. My job comes with benefits: 3 weeks of vacation a year, a 401k, and an opportunity to buy health insurance coverage.
The company chooses which insurance company to buy policies from for its employees, so I have little choice in the matter. My choices are either a traditional PPO plan, an HRA plan, or nothing. Since my husband and I have arthritis and other health issues which are now “pre-existing conditions,” I opted for the traditional PPO plan.
My husband, by the way, is currently unemployed due mostly to his severely damaged knees. He can not work a full 8-hour day, nor can he stand in one place for more than a half an hour.
Here’s the thing. Due to the stress of my job, my health has been slowly deteriorating. Apart from the arthritis, I have a degraded disc in my neck which pinches a nerve and shoots sharp, stabbing pain down the left side of my back and numbness down my left arm. I take tramadol and Tylenol every 4 hours daily to deal with the pain. I have also developed gastroparesis – a condition in which the muscles in your stomach don’t function normally. As a result, I have lost 20 pounds in the past year. So for that I take another regiment of drugs which costs me around $150 or more every 90 days – with health insurance, in which I get through my employer from where I got sick in the first place.